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Construction Insurance Built for UK Contractors

From sole traders to main contractors, we arrange tailored cover that keeps sites moving—protecting people, tools and works while helping you meet legal and contract requirements.

Protecting projects, people and timelines

Delays and accidents can derail even the best-run build. The right insurance keeps your project on track, safeguarding your team, customers and the works in progress. As independent brokers, we compare multiple insurers and shape cover around how you actually operate. Whether you work on small domestic refurbishments or complex commercial sites. Clear advice, quick documents, and support at claim time mean you can focus on the job, not the paperwork.

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  • Public Liability – injury to third parties and damage to their property
  • Employers’ Liability – this is usually a legal requirement, covering you as an employer
  • Contractors All Risks (CAR) – damage to the works, own plant and materials on site
  • Tools & Equipment – theft, loss or damage to tools and kit
  • Professional Indemnity – for design-and-build or where advice is given

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  • Builders and subcontractors
  • Electricians and plumbers
  • Carpenters and joiners
  • Roofers and scaffolders
  • Renovation and extension companies

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From bigger contracts to specialist risks, these bolt-ons strengthen your core policy. Choose extra liability, cyber, fleet or directors’ cover and we’ll shape them to your budget and requirements.

Here are just a few options

  • Professional indemnity (higher limits)
  • Management liability (Directors & Officers)
  • Excess layer liability for larger projects
  • Cyber liability (project data and emails)
  • Fleet and commercial vehicle insurance
  • Personal accident and injury cover

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Call us today

01435 583 584

or complete our enquiry form

Customer Reviews

  • Incredibly patient

    When our previous broker started to become slightly complacent, we reached out to Andy at Java. Andy was very helpful, going over an in-depth review of our requirements, to ensure we were covered across all areas of the business. Communication was great and his understanding of the market and available products was very re-assuring. There was no-pressure to commit and no big up-sell, which is always appreciated in a field where the sky is the limit. He was also incredibly patient throughout my constant barrage of questions about various details. We would not hesitate to recommend Andy and Java in future!

    Jeremy King

  • Very impressed with the service

    Our company switched over to Java Insurance Brokers in the summer. We have been very impressed with the service we have received. Communication has always been efficient and informative, both over the phone and by email. Would definitely recommend for other businesses looking for an insurance broker or a renewal.

    Simon Broatch
01435 583584
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