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Construction Insurance Built for UK Contractors

From sole traders to main contractors, we arrange tailored cover that keeps sites moving—protecting people, tools and works while helping you meet legal and contract requirements.

Protecting projects, people and timelines

Delays and accidents can derail even the best-run build. The right insurance keeps your project on track, safeguarding your team, customers and the works in progress. As independent brokers, we compare multiple insurers and shape cover around how you actually operate. Whether you work on small domestic refurbishments or complex commercial sites. Clear advice, quick documents, and support at claim time mean you can focus on the job, not the paperwork.

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  • Public Liability – injury to third parties and damage to their property
  • Employers’ Liability – this is usually a legal requirement, covering you as an employer
  • Contractors All Risks (CAR) – damage to the works, own plant and materials on site
  • Tools & Equipment – theft, loss or damage to tools and kit
  • Professional Indemnity – for design-and-build or where advice is given

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  • Builders and subcontractors
  • Electricians and plumbers
  • Carpenters and joiners
  • Roofers and scaffolders
  • Renovation and extension companies

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From bigger contracts to specialist risks, these bolt-ons strengthen your core policy. Choose extra liability, cyber, fleet or directors’ cover and we’ll shape them to your budget and requirements.

Here are just a few options

  • Professional indemnity (higher limits)
  • Management liability (Directors & Officers)
  • Excess layer liability for larger projects
  • Cyber liability (project data and emails)
  • Fleet and commercial vehicle insurance
  • Personal accident and injury cover

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Call us today

01435 583 584

or complete our enquiry form

Customer Reviews

  • Megan Niell

    After working with the managing director on our contents and building insurance I felt like I received the best knowledge and advice regarding our home and valuables.
    He came to our home and assessed all our belongings providing research into our items to get the best cover if anything were to happen. It made us feel more secure and confident in what we were signing compared to other companies we have used previously. Highly recommend with 5* customer service from start to finish!

    Megan Niell

  • Very Knowledgable

    Andy @ Java Insurance was very knowledgable and catered to all our commercial insurance needs. I had no problem changing over to Java when our renewal was due and would highly recommend their services for any size construction company.

    Anton McLaughlin
01435 583584
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