Your home, valuables, and future deserve more than off-the-shelf cover. At Java Insurance Brokers, Andy Clarke uses 15+ years of experience and wide market access through the Movo Partnership to match protection to how you actually live. From mid to high-value homes to landlords and life cover, everything is explained in plain English and set at sensible levels.
Service is personal and ongoing. We review your cover as things change, keep paperwork simple, and stand with you at claim time so progress is clear and decisions are swift. The result is confidence that your insurance will respond when you need it most.
Protect the people who matter with cover that pays out when it’s needed most. From mortgage protection to critical illness and income protection, we’ll explain your options in plain English and tailor a plan to your life, budget, and goals – with support at claim time.
Tailored protection for high-value homes and significant collections. We align cover to how you live with discreet advice and personal claims support, so your insurance performs without fuss.
Protect your home and peace of mind with cover matched to how you live. We consider your property, lifestyle, and rebuild needs, then arrange protection that makes sense. If something happens, our claims support moves quickly to keep life on track.
Understand why the rebuild cost – not market value – determines how your buildings insurance pays. Avoid underinsurance and average clause surprises. Java Insurance Brokers helps homeowners and landlords set the right buildings sum insured.
A recent HSE case highlights why workplace safety is essential for claims, premiums, and directors’ exposure. We explain how strong controls, accurate declarations, and Management Liability help your insurance respond when it matters.
A South East construction firm asked us to review its Contractors Combined cover. We uncovered description mismatches, under-declared hired-in plant, and a restrictive timber-frame sub-limit, then secured accurate cover and recommended Management Liability and Cyber.
