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Office & Professional Services Insurance

Whether you run a consultancy, manage a legal practice, or deliver IT services from an office, real-world risks are part of everyday operations. From client claims to equipment damage, our Office and Professional Services Insurance is built to keep your business secure, your team supported, and your reputation intact.

Why Businesses Partner With US

Every profession carries its own set of exposures. We take time to understand how you work, who your clients are, and where your biggest risks sit. Your policy is then shaped around your sector and risk profile, so you are protected without paying for cover you do not need. As your firm evolves, we make it simple to adjust limits and add extensions, keeping protection aligned with your current workload.

What This Cover Includes In Practice

Our office and professional services insurance is built to support you and your day-to-day activities. Heres an overview of the main things we offer:

  • Professional Indemnity sits at the core, helping with claims that allege negligence, errors, or omissions in your advice or services.
  • Public Liability addresses injury or property damage to third parties, whether clients visit your office or you work at theirs.
  • Business contents and equipment insurance protects computers, furniture, phones, and specialist kit against theft, fire, and accidental damage, including options for items taken off site.
  • Cyber Liability supports you if a data breach, cyberattack, or accidental data loss occurs, providing incident response, notification costs, and help with regulatory duties.
  • Employers’ Liability is included when you have staff, meeting legal requirements and supporting you if an employee suffers injury or illness.
  • Legal expenses can be added to assist with contract disputes, debt recovery, or employment tribunals.

Who This Is Designed For

This package is a strong fit for accountants and bookkeepers, marketing and design agencies, architects and engineers, management consultants, IT and software professionals, legal and financial advisers, HR and recruitment firms, surveyors and estate agents, and any business that operates primarily from an office environment. If you work in a niche area, tell us. We will tailor terms to match how you deliver your services.

How We Tailor Your Policy

Two firms can look similar on paper yet face very different risks. We match limits and extensions to the size of your contracts, the sensitivity of the data you handle, your reliance on key people, and any client or regulator requirements. If you hold professional accreditations or are bound by sector rules, we make sure your policy wording reflects those obligations.

Guidance That Makes A Difference

Reducing risk keeps claims down and helps premiums stay competitive. We can advise on data hygiene, MFA adoption, secure backups, staff awareness training, visitor controls, equipment encryption, and portable device security. For premises, we will discuss alarms, physical security, and simple steps to cut escape of water incidents that often cause long business interruptions.

Claims Support When It Matters

If something goes wrong, quick action limits damage. Our claims team coordinates responses, keeps you informed, and works with insurers and appointed experts so you are not left chasing updates. From a professional negligence allegation to a cyber incident or a break in, we aim to resolve issues promptly and get you back to business with minimum disruption.

Protect Your Firm

Tell us about your services, clients, fee levels, equipment, and any contract or regulator requirements. We will build an office and professional services policy that fits today, adapts as you grow, and gives you confidence in the cover behind your business.

Call us today

01435 583 584

or complete our enquiry form
01435 583584
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