Fleet Insurance

One policy. All your vehicles. Total peace of mind.

Managing multiple vehicles is complex. Insuring them does not have to be. Whether you run a handful of delivery vans or a large mix of cars, vans, and HGVs, Fleet Insurance brings everything under one roof to save time, control costs, and keep your drivers moving. At Java Insurance Brokers, we tailor fleet cover to your operation, so you can stay focused on the road ahead.

What Is Fleet Insurance?

Fleet Insurance lets you insure several vehicles on a single policy, with consistent cover levels and one renewal date. Cars, vans, HGVs, or a combination can all sit together. The result is simpler admin, clearer oversight, and the flexibility to add or remove vehicles as your fleet changes.

Who This Is Designed For

Our fleet solutions work well for trades with multiple vans, logistics and haulage operators, sales teams and company car schemes, and public sector or charity fleets. Whether the vehicles are owned, leased, or a mix, we will shape the policy around how you use them.

Why Fleets Choose Us

You get access to leading insurers and competitive terms, with one policy and one renewal to cut admin. We can accommodate mixed vehicles, new purchases, and leased additions, and we provide clear guidance on telematics, driver vetting, and claims reporting so premiums stay sensible over time. If something happens, our claims team manages the process and keeps you updated.

What Your Policy Can Include

Comprehensive protection typically covers theft, fire, accidental damage, and third-party liabilities. We set suitable indemnity limits, agreed uses, and driving restrictions to fit your risk profile and your contracts.

Useful Add-Ons

  • Courtesy vehicles to keep drivers mobile after an incident
  • UK and EU breakdown cover
  • Legal expenses support
  • Windscreen repair and replacement
  • EU driving cover for trips abroad
  • Any driver or named driver options, including age and experience criteria that match your workforce

How We Tailor Cover To Your Operation

No two fleets run the same way. We look at vehicle types and values, annual mileage, routes, operating bases, load types, driver demographics, and any contractual or regulatory requirements. From there, we set excesses, territorial limits, and driver permissions that fit your real risk rather than a generic template.

Practical Risk Advice

Good controls reduce the frequency and cost of claims. We can help with telematics and dash cams, grey fleet checks, licence verification, driver training, vehicle security, overnight parking arrangements, and windscreen care. For haulage, we will discuss load security, trailer cover, and EU documentation. For sales fleets, we focus on business use definitions and pool car protocols.

Claims Support That Gets You Back On The Road

When a vehicle is off the road, productivity drops. Our dedicated claims team coordinates recovery, repairs, and authorisations, chases suppliers, and looks for opportunities to recover costs from responsible third parties. The aim is simple: minimise disruption and keep your schedule intact.

Get A Quote

Tell us about your vehicle list, drivers, usage, claims history, and any finance or lease obligations. We will build a fleet policy that fits today and scales with your plans, keeping your vehicles legal, protected, and on the move.

Call us today

01435 583 584

or complete our enquiry form
01435 583584 Contact Us